Copay savings card
Source confirmed May 2026Descovy Co-pay Savings Card (Gilead Advancing Access)
Gilead Sciences Inc. · Descovy
Patient pays: as little as $0 copay
commercial insurance
How to apply: online or phone
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Free help paying for Descovy.
Every Descovy assistance program you may qualify for - manufacturer and foundation programs, not a discount card. About a minute, no login.
Every Descovy program linked to its official source, with the date we checked it - rules, income limits, and application links included.
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Descovy (emtricitabine / tenofovir alafenamide) is a nrti combination (hiv / prep) made by Gilead Sciences. It is commonly prescribed for: HIV-1 infection (treatment, in combination), HIV-1 pre-exposure prophylaxis (PrEP, certain adults/adolescents). Without financial assistance, Descovy typically costs around $2,200 per month.
Income limits
Descovy income limits in dollars (2026)
1 of the 2 active Descovy assistance programs we track caps household income. The lowest cutoff is $79,800 a year for a single person. Most programs publish their cutoff as a percent of the federal poverty level - here is what that means in dollars.
Gilead Advancing Access Medication Assistance Program - Descovy
Household income at or below 500% of the federal poverty level:
| Household size | Annual income limit |
|---|---|
| 1 person | $79,800 |
| 2 people | $108,200 |
| 3 people | $136,600 |
| 4 people | $165,000 |
| Each additional person | + $28,400 |
Dollar amounts for percent-of-poverty caps are computed from the 2026 federal poverty guidelines for the 48 contiguous states and Washington, DC ($15,960 for one person, plus $5,680 for each additional household member). Alaska and Hawaii use higher figures. Each program makes the final eligibility decision - confirm on the official application linked above.
Not sure which kind of help you qualify for?
Descovy offers more than one kind of program, and they have opposite rules:
- Have private insurance? The copay card can cut your monthly cost - but it can’t be used with Medicare, Medicaid, the VA, or Tricare.
- Uninsured or low-income? The patient assistance program may give you Descovy free or nearly free, if your income is under its limit.
We show both programs, and the real income limits, below. Or read the full copay card vs patient assistance guide
All Descovy programs we know about
This is the full list before we filter by your situation. Use the calculator above to see only the ones you may qualify for.
Manufacturer assistance
Source confirmed May 2026Gilead Advancing Access Medication Assistance Program - Descovy
Gilead Sciences Inc. · Descovy
uninsured
How to apply: online, phone, or fax
Your prescriber signs part of the form.
Descovy assistance, answered plainly
Is there a Descovy patient assistance program?
Yes. Gilead Sciences Inc. runs the Gilead Advancing Access Medication Assistance Program - Descovy, which provides Descovy free of charge to eligible patients. Household income generally needs to be at or below 500% of the federal poverty level. The full rules and the official application link are in the program list above.
Does Medicare cover Descovy?
Medicare coverage for Descovy depends on your own plan: depending on how it is given, a drug can fall under Part B (administered in a clinic) or Part D (filled at a pharmacy), and each plan decides what it covers. Your plan's documents or Medicare's plan finder are the only reliable check. Separate from coverage, none of the Descovy assistance programs we track currently accept Medicare patients.
Is there a Descovy copay card or coupon, and who can use it?
Yes - the Descovy Co-pay Savings Card (Gilead Advancing Access) from Gilead Sciences Inc. Eligible patients pay as little as $0 copay. It works for patients with commercial (private) insurance. Patients on Medicare or Medicaid cannot use the card itself. If you searched for a Descovy coupon, this manufacturer card is the official version of it.
How much does Descovy cost without insurance?
Without insurance or assistance, Descovy typically costs around $2,200 per month in the US. The Gilead Advancing Access Medication Assistance Program - Descovy above can bring that down substantially for eligible patients - use the calculator to check your situation.
Where do I find the Descovy patient assistance application form?
The official application form for the Gilead Advancing Access Medication Assistance Program - Descovy is on gileadadvancingaccess.com - the application links on this page go straight to the program's own form. Some programs call it an enrollment form; it is the same document. Applying is always free; never pay a third-party service to file a patient assistance form for you.
Does Descovy assistance work if I am on Medicare or Medicaid?
None of the Descovy programs we track currently accept Medicare or Medicaid. If that changes, we will update this page.
Is the Descovy patient support program the same thing as patient assistance?
Manufacturers like Gilead Sciences use "patient support program" as an umbrella term for nurse lines, insurance navigation, and financial help. The financial help is what we track here - for Descovy that is the Gilead Advancing Access Medication Assistance Program - Descovy. The support phone line is listed on the official program site linked above.